Hume Law Firm

Creditoribus Mortem


Bankruptcy Attorney in Albuquerque, Santa Fe & for all of north-central New Mexico .  Chapter 7 & Chapter 11.  Mortgage foreclosure defense.


Do I need a credit report?

Yes.  Hume Law Firm will obtain a credit report for you from Equifax, Experian and TransUnion.


What about taxes?

Some taxes may be dischargeable in bankruptcy.  Most taxes are not dischargeable.  I will counsel you on taxes.


What does Hume Law Firm Charge?

I charge $800 for Chapter 7.  My fee for Chapter 11 is $2,000.  Gross Receipts Tax is 7.25%.  


What are the fees for filing bankruptcy?

As of June 1, 2014, the Bankruptcy Court charges $335 to file a Chapter 7 and $1,717 to file a Chapter 11.  


Will bankruptcy stop garnishment?

Yes!  The automatic stay stops garnishment.  You may even receive some of the money back from the creditor!

Will bankruptcy stop foreclosure?

Yes!  The automatic stay stops foreclosure immediately upon filing bankruptcy.  There are many opportunities to keep your home.  You do not have to lose possession of your home.  Save your equity.  Call today!