Consumer Bankruptcy
FAQs
Yes. The Hume Law Firm will obtain a credit report for you. There is a $40 charge for obtaining a credit report, per debtor.
The Bankruptcy Court charges $299 to file Chapter 7 and $274 to file Chapter 13.
We will obtain a copy of your tax returns for the past four years before you can file bankruptcy for a cost of $38. Some taxes may be dischargeable in bankruptcy.
Under the BAPCPA, you are required to undergo credit counseling prior to filing bankruptcy and then a debt management class after filing but before your debts may be discharged. The US Trustee has a list of approved counselors and educators offering these services.
No. Under the BAPCPA, filing bankrutpcy will no longer delay or stop evictions, driver's license suspension, legal actions for child support or divorce proceedings.
Yes! Both Chapter 7 and Chapter 13 can stop garnishments. Call today!